Uma aplicação em educação financeira escolar para alunos do 9º ano do ensino fundamental

Abstract

This research, which takes the form of a dissertation, focuses on Financial Education in schools from the perspective of Mathematics Education. Throughout the paper, we discuss the incorporation of Financial Education into the school environment with the aim of contributing to students' education through pedagogical actions in the discipline of Mathematics by offering activities that encourage better money management. Life in society demonstrates that we do not always make good use of money and that we need to learn how to manage it. By learning about the organization of the resources at our disposal through control and self-awareness, we can lead a more organized, controlled financial life, and consequently, achieve a better quality of life. This research reports on the pedagogical contributions arising from the National Common Curriculum Base (BNCC) concerning Financial Education entering the contents of various curricular components and the development of skills and competencies in students through its practice in the classroom. The paper presents a didactic sequence consisting of eight activities related to Mathematics and Financial Education. These activities were carried out in a public school, where I teach, located in the São Bento neighborhood in the city of Duque de Caxias, throughout the classes of Math Literacy. The research was conducted with a ninth-grade class of Fundamental Education over eight 50 minute sessions between August and September 2023. The class consisted of 35 students, with 18 boys and 17 girls, and an average age of 16 years. The research presents a descriptive-qualitative analysis of the objectives to be achieved regarding the development of each activity, showing the pedagogical action of the teacher during the process of mediating learning and the observations made at the time of application. A portion of this research project was open for analysis and discussion to a group of fifteen students from the Specialization Course in Knowledge and Practices of Basic Education (EJA), at the Faculty of Education (UFRJ), who work as Basic Education teachers. The impressions and contributions detailed at this stage are described in a section of this dissertation. Recent research indicates a deficit in financial literacy and a significant percentage of indebtedness among Brazilian citizens, highlighting the possibility of introducing Financial Education topics in school to promote stimuli that can impart knowledge and reduce such negative impacts on the future economy, thus forming more conscious citizens with instructions on Financial Education.