Comportamento dos bancos, posturas financeiras e oferta de crédito : de Keynes a Minsky

Abstract

This article analyses the bank behavior and its impacts on credit supply and on monetary dynamics of a capitalist economy, from Keynes" and Minsky's approaches, showing that although these approaches are complementaries, they were elaborated in different historical contexts, each one associated with a specific stage of the banking system evolution. Besides, it suggests that the contribution of these authors can provide the basis for the construction of a theory of banking firm alternative to the neoclassical approach of banking activity, considering the banking firm as a dynamic agent which behavior affects both liquidity conditions and financial framework of an economy and, consequently, the expenditures of economic agents. Therefore, it has a crucial role on the determination of the level of economic activity.